Stamp Duty Calculator (UK)
Estimate your SDLT bill for England and Northern Ireland, including first-time buyer relief, the 5% additional-property surcharge and the 2% non-UK-resident surcharge.
Stamp Duty Calculator (England & NI)
Estimate SDLT for residential purchases, including first-time buyer relief, the additional-property surcharge and the non-UK-resident surcharge.
Band-by-band breakdown
| Band | Rate | Tax |
|---|
*Cost to complete includes SDLT + an indicative £1,800 for conveyancing and basic searches. Excludes valuation, broker fee, lender fee and survey. Scotland (LBTT) and Wales (LTT) use different bands. Special SDLT rules can apply to linked purchases, companies, trusts, mixed-use property, leaseholds and shared ownership.
Speak to a Mortgage AdviserCurrent SDLT bands (England & NI)
Stamp Duty Land Tax is paid in slices, so each rate applies only to the portion of the price that falls in that band.
| Property price | Standard rate | First-time buyer |
|---|---|---|
| Up to £125,000 | 0% | 0% (up to £300k) |
| £125,001 – £250,000 | 2% | 0% |
| £250,001 – £300,000 | 5% | 0% |
| £300,001 – £500,000 | 5% | 5% |
| £500,001 – £925,000 | 5% | FTB relief lost — standard rates |
| £925,001 – £1.5m | 10% | 10% |
| Above £1.5m | 12% | 12% |
Surcharges
- +5% additional property — usually applies if buying the property means you own more than one residential property.
- +2% non-UK resident — usually applies if you have not been in the UK for at least 183 days in the 12 months before completion.
When SDLT must be paid
Within 14 days of completion. Your conveyancer typically handles this from completion funds. Late payment attracts interest and penalties.
Scotland and Wales
Scotland uses Land and Buildings Transaction Tax (LBTT) with different bands. Wales uses Land Transaction Tax (LTT). The calculator above covers England and Northern Ireland only.